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Did you know that we have an Energy-Efficient Mortgage Program?
Benefits of an Energy-Efficient Mortgage are:
1. Up to 100% of the energy improvements can be financed.
2. Monthly energy savings are added to your income to help with debt-to-income calculations.
3. Energy-efficient rebates from gov’t agencies, utilities and manufacturers may be applied towards your minimum 3% required contribution
4. The value of the energy-efficient measures is added to your home’s appraised value.
5. 30 year fixed mortgage
Why build a Green Home?
1. Healthy for your family and the environment
2. Comfortable and durable
3. Cost-effective
4. Low maintenance
Call me to learn about how you can qualify for a higher loan amount while promoting national energy-efficient goals!!
Why should you work with the Amber Kovarik Team?
1. You will get advice from a Certified Mortgage Planning Specialist that specializes in helping to integrate the mortgage you select into your long term and short term financial goals.
2. Access to My Rate Alert, which will automatically notify you by email when rates have dropped to a point that it makes sense to restructure your loan.
3. Entry into my Client for Life Program which provides value added items throughout the year

Amber Lorman-Kovarik, CMPS
Senior Mortgage Consultant
Cherry Creek Mortgage
Office: 480-214-2809
Mobile: 602-502-2282
Fax: 480-302-5893
akovarik@ccmc-net.com
www.amberkovarik.com |
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